Call (800) 859-9975 Monday - Friday, 8:00 am - 12:00 am (EST), Saturday 10:00 am - 6:30 pm (EST). You can always check your credit report to see if a hard pull inquiry was made by that bank. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Submitting the prequalification form allows us to use your information to see if youre likely to be approved with no impact to your credit score, but the prequalification process will result in a soft inquiry that will not impact your credit score. The credit card issuer will either request additional information to complete your application or let you know that your application wasn't approved. This means you may receive the message that your application is pending or under review. Many pending credit card applications are resolved within a few days, but it can take two weeks or more for some lenders to complete the review process. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. I would rather get ahead of the issuer's process and I've had plenty of success doing so. If you dont, you can always call or check online to follow up on the status of a pending application. Your joint-applicant is applying jointly with you for credit. She knew this bill was paid off and explained the situation to the credit representative who then approved her application. Or perhaps this is your 2nd credit card application in the same day. To support our work, we are paid for providing advertising services. OR Yes, youll need to confirm you received the Terms and Conditions, accept the prequalification offer, and submit your application. The only way for you to get your decision is to either call up and inquire about the decision or wait a few business business days for a letter to arrive in the mail. If not, let me tell you how deflating it is. People with good or excellent credit have the best chance of getting approved for an instant approval credit card. Using . Word. Million Mile Secrets reader Keithcommented: Many folks (including myself) who apply for lots of credit cards have seen this message before. It is not possible to query or search for a previous prequalification offer. If the application is still pending, then the representative . In many cases, when you apply for a credit card online you learn the status of your credit card application within minutes. He has also authored and edited for The Points Guy. Plus, its quick and theres no impact to your credit score to check. If you are declined, contactbanks via their reconsideration line. My friends application with Chase went pending a few years ago because there was an unpaid medical bill on her credit report. We do not accept applications via fax or email. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. If its your first time seeing this, have no fear. This time it said PENDING.. gave me a # to call and discuss it with them. Bankrate has answers. Dealing with a Pending Credit Card Application. As always, be very, very courteous. Here's an explanation for how we make money We've compiled a list of frequently asked questions about CareCredit to help serve you better. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Enrolled Providers accepting CareCredit You may wait 24 to 48 hours as the credit card department may only need to perform a quick manual review. Unfortunately, this is coming after the account was already closed, and it's synchrony, so there is a good chance they will refuse. My 3 year old daughter mostly really needs the treatment. In some cases, lenders may not be able to provide an instant approval decision and may request additional information or verification. Use your CareCredit credit card to pay outstanding healthcare bills online. To take advantage of Denefits' services, patients must first find a medical provider that uses Denefits as a payment option. One can also personally visit the nearest HDFC branch and get in touch with them. So it can be frustrating and confusing to see a pending status on a credit card application because an issuer needs more time to process your information. Enter your name, the last four digits of your social security number, and a valid mobile number. Unlike the online portal for checking your application status, the customer service line is not available 24 hours a day. Was this article helpful? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. But the issuer . If youve had a lot of recent inquiries, be prepared for an agent to give you a little grief about it over the phone, as this sometimes happens. The thing is to convince them to do so. In rarer cases, you might have to fax in specific forms or documents to prove your identity/income or even get a document notarized by a financial institution. A pending authorization represents the first step in the process of making a purchase with a credit card. We take great care to conduct a thorough investigation, which includes reviewing your information and gathering all necessary documentation. HDFC Regalia Credit Card Customer Care 24X7 Number. Many factors affect your FICO Scores and the interest rates you may receive. Perhaps they just need you to confirm your address or income. CARE.COM Pending Approval : r/Nanny Posted by [deleted] CARE.COM Pending Approval Sorry, this post was deleted by the person who originally posted it. Related to the previous point, many times your credit card application goes to pending because for whatever reason youve triggered fraud prevention. (Remember that being rejected for a credit card wont hurt your credit score, although the recent inquiry will cause a small dip.). Analytical cookies are used to understand how visitors interact with the website. There could be several reasons for the holdup, several of which are easy fixes. This means that it has not yet been approved or denied. I hope it works out for you -- maybe your dentist would be willing to make a payment plan that would work for you if you can't get CareCredit? @WalletHub 05/13/22. We maintain a firewall between our advertisers and our editorial team. Or mail it to: Synchrony, PO Box 960061, Orlando, FL 32896-0061. The factors credit card issuers use to decide whether to approve an application we simply do not know nor does anyone else. . Heres our full advertising policy: How we make money. The bank might justwant to verify minor detailslike your name or address. This website uses cookies to improve your experience while you navigate through the website. Use your CareCredit credit card at Sam's Club locations to purchase select health, wellness and personal care items. Please use our convenient acceptance locator tool to find a doctor or business in your area that takes CareCredit. It depends. I called, and the agent pulled up my application and immediately approved me. We are an independent publisher. Card pre-authorizations may also show on your account for longer. If you don't hear from them within a few days, give them a call to see what next steps you need to take. Notify me of follow-up comments by email. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. If you cant find one, call the main customer service phone number. If so, you will receive a Fraud Investigation Form within 2 weeks of notifying Synchrony of fraud charges on your account. Chances? How long is my prequalification offer good for? And we're proud of our content, opinions and analysis, and of our reader's comments. Our No interest if Paid in Full Within 6, 12, 18 and 24 month financing options (sometimes called Deferred Interest) let you pay for purchases of $200 or more with minimum monthly payments made throughout the duration of your promotional period. Our guide to calculating their value, Do Not Sell or Share My Personal Information, credit card application tips to practice before opening your next travel card, five tips to make your reconsideration call a success, Best Hilton credit cards: Improved weekend night certificates, earning rates and more. Promo financing not available. And if your application has been accepted, youre often able to make online purchases with your new credit card number right away. Anyone been through this?> What are my chances? Sometimes banks get overloaded because of the popularity of a terrific limited-time offer. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. Either $5 or 5% of the amount of each transfer, whichever is greater. One of the benefits of applying for credit cards online is the ability to know whether youve been approved or rejected within minutes. The bank is simply , Health (1 days ago) WebChase credit card application pending. To begin, go to the Apply page and select your healthcare category from the drop-down menu, then click Get started. Our guide to calculating their value, Do Not Sell or Share My Personal Information, contactbanks via their reconsideration line, AMEX with my tax returns to verify income, Best Hilton credit cards: Improved weekend night certificates, earning rates and more. By clicking Accept, you consent to the use of ALL the cookies. document.write(current_year); Synchrony Bank. Your CareCredit credit card has an expiration date printed on the card, but as long as your account is in good standing, you will be sent a replacement card for your continued use anywhere the CareCredit credit card is accepted. Contact Synchrony @ 1-866-834-3205 to alert us of your concern. But in some cases, all youll learn is that your credit card application is under review or pending.. Please read our Terms & Conditions before you call. When you click on that hyperlink or button, you may be directed to the credit card issuers website where you can review the terms and conditions for your selected offer. Applying online is a flexible and easy way to apply for a credit card and, with the right documentation in hand, the process only takes a few minutes. If your Chase credit card application status is under review, that means your application has not yet been approved or denied. A member of our team will assist you in gathering the necessary information to open a claim. DENIED.. Called to recon and they told me that they don't look into it after denied because it's an automated system but I could apply again if I wanted, so i did. How can I increase my CareCredit credit card limit? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Will my payment post the same day that I submit it through the MySynchrony Mobile App? Will prequalifying impact my credit score? Heres what you can do while you wait: Nearly all lenders send information about their application decisions through the mail, whether to congratulate you on your approval or explain why your credit card application was declined. For more information, please see How we make money. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. These cookies ensure basic functionalities and security features of the website, anonymously. The form has sections for application information, employment information, debts, and assets. Why are there different interest rates on the CareCredit credit card application? If youre approved, great! My friend knew this bill was paid off and explained the situation to the credit representative who then approved her application. Prequalification lets you know if you are likely to be approved for a CareCredit credit card. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. What does it mean to have a CareCredit certification? Learn more about Capital Ones response to COVID , Health (8 days ago) WebI authorize the Credit Protection Program cost to be billed to my credit card Account. Most banks offers these either in the form of an online status checker or via an automated message over the phone (or both). NAVY Federal CREDIT CARD Application PENDING For 24-48 HOURS [WHAT TO DO NEXT] Designer Soapbox 66K subscribers Join Subscribe 157 Share 6.9K views 1 year ago Thumbs up this video and. If your application status is currently pending, that means it is still in a manual review process which may take some time to complete. Are there any additional actions needed to take after receiving the prequalification offer? Many, but not all, of the offers and clickable hyperlinks (such as a Apply Now button or Learn More button) that appear on this site are from companies that compensate us. Completing Care Credit Application does not have to be confusing any longer. Terms apply to the offers listed on this page. Interest accrues during the promotional period but will not be charged if you pay your balance in full by the end of the promotional period.*. Please read our Terms & Conditionsbefore you call. And for more credit card tips,subscribe to our newsletter! Whether you use your healthcare credit card for your deductible, or to pay for treatments and procedures not covered by insurance, CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today. Call us at (800) 677-0718. Now there's a simple, convenient way to manage and use your CareCredit credit card. Some of us on the team have (very rarely) had to provide Amex with tax returns to verify income. Walmart: Select merchandise only. What are index funds and how do they work? If you are taking 2 HPs, then don't get off the phone until you get approved. For details see carecredit.com/walmart. How much should you contribute to your 401(k)? Here are some examples of credit card application rules. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. This website says that interest rates will be assessed depending on your personal credit report, and they provide different interest rates based on the different promotions they offer their customers. If youve frozen your credit with Equifax, Experian or TransUnion (this is very intentional you know if your credit is frozen), youll want to unfreeze it before applying for credit. If you wait until you receive that answer, youre basically getting two shots at being approved. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Download Share. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Dealing with a Pending Credit Card Application Your first application with a certain bank Some banks don't approve applicants instantly when it's their first application with that bank. Everything about CareCredit before you apply. All Rights Reserved, BonusTracker: Best credit card bonus offers, When to use miles or points vs. paying cash (using our points calculator with newly added features! Whether you use your healthcare credit card to pay for deductibles, or for treatments and procedures not covered by insurance*, CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. Banks want to make sure its you submitting the credit card application and not someone else using your personal information! Care credit application pending. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. *Subject to credit approval. How long does it take to get approved for a credit card application? The card is currently accepted by over 250,000 health care providers across the United States. Its best to call the credit card company soon after you apply if yourapplication is pending or needs further review. While many banks and credit card issuers resolve pending credit card , Health (7 days ago) WebApply for CareCredit: Call (800) 677-0718 Find out immediately if you have been approved by using our easy, automated system anytime or applying with a live agent Monday , Health (2 days ago) WebYour CareCredit credit card has an expiration date printed on the card, but as long as your account is in good standing, you will be sent a replacement card for your continued use , Health (7 days ago) WebWith CareCredit healthcare financing is made easy. Discover the different procedures you can pay for using CareCredit. When you apply for an instant approval card, youll get your approval decision as soon as your application is completed. A Red Ventures Company. Each time you requesta credit card, the bank looks at your credit report to seeyour credit history and scores. The credit card issuer is likely to contact you within a few days to either update you on the status of your application or. You are still responsible for payment on any non-fraudulent transactions made by you. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. The more new accounts and hard inquiries you incur, the more difficult these phone calls will become but youll probably be surprised how often its possible to still get approved for credit cards if you know how to handle these calls. Lets take a look at what happens when your credit card application is pending and what you can do while you wait to hear back from the credit card company. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases. You can also write to them at membersupport@hdfcbankregalia.com. LRC-0422. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. This cookie is set by GDPR Cookie Consent plugin. Our experts have been helping you master your money for over four decades. How do I submit a customer deceased notification? This means that eligible families can get it, even if they owe no federal income tax. But, you are very likely to be approved. Sometimes banks get overloaded because of the popularity of a terrific limited-time offer. We strive to keep our information accurate and up-to-date, but some information may not be current. Terms apply to the offers listed on this page. Interested in finding out the top travel credit cards for this month? However, I'd try escalating a little before giving up. This compensation may impact how, where and in what order products appear. If your credit card application is pending, don't worry. The deadlines are usually very short and banks can be very rigid when it comes to you meeting those deadlines. document.write(current_year); Synchrony Bank. Joseph Hostetler is a full-time writer for Million Mile Secrets, covering miles and points tips and tricks, as well as helpful travel-related news and deals. If your promotional purchase is not paid in full by the end of the promotional period, interest will be charged to your account from the purchase date. We value your trust. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. There can be many reasons why your CareCredit Credit Card application was denied. I am having a prodecure at the beginning of May that will cost around $4,500. Since 2014, his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Just try not to go crazy over checking your status for the sake of your own sanity. CareCredit is a healthcare credit card designed for your health, and wellness needs. Update: One or more card offers in this post are no longer available. If you have an issue. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor. Must reside in the US and be 18+ to apply , Health (6 days ago) WebIf your credit card application status is pending, the best thing you can do is be patient. The easiest and fastest way to see if you prequalify for CareCredit is to use this link. The cookie is used to store the user consent for the cookies in the category "Analytics". You can check your chase credit card application status online or by phone: The automated phone number to check your chase credit card application status is: Source: newsfront.xyz. Create a free account to handle professional papers online. Find his full bio here. The bank is simply saying, "I don't know yet, I'll get to it as soon as I can." Yes, it's always best to be approved on the spot, but a "pending" status doesn't mean you've been denied. So they might move your application to pending tohave moretime toreview it. Please print out and read our Credit Card Account Agreement before you call. Theyre much less intimidating than they sound. Typically, all you need to do to resolve this is call in to verify your identity (more details on that below). We strive to keep our information accurate and up-to-date, but some information may not be current. We are here to support our cardholders and partners in their time of need. While we adhere to strict Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Your name and addressmay differ from your file if youve moved or changed your name. CareCredit now offers pet insurance through Pets Best as another way to help provide a lifetime of care for pets. diane williams mark williams. There are several factors that affect how long a pending charge will appear on your credit card. To check your Citi credit card application status by phone, just call (888) 201-4523. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Please print out and read our Credit Card Account Agreement before you call. If your application ends up being approved, youll usually receive a welcome email explaining the situation. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. One of my recent applications went to pending, and said the bank needed me to call them. No, prequalified offers are not guaranteed. Minimum monthly payments . DISCOVER IT CREDIT CARD PENDING APPLICATION - YouTube 0:00 / 5:59 DISCOVER IT CREDIT CARD PENDING APPLICATION 2,033 views Nov 20, 2018 16 Dislike Share Save Dave Karmacharya 139 subscribers I. :), 2023 MillionMileSecrets.com. Re: CARECREDIT pending approval. So, your actual offer terms from an advertiser may be different than the offer terms on this site. If you have a checking or savings account at the same bank, sometimes your banker can contact the credit card department to see what information they are looking for. When you apply for a credit card, youll see 1of the following results: approved, declined, or pending application. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Choose the provider you wish to pay and follow the prompts. Editorial Note: We're the Million Mile Secrets team. Reasons for your denial will usually be related to the number of inquiries, the number of new accounts, debt-to-income ratio, or not following the Barclays credit card rules. Click "check your status." Receive your Citi application status on the screen: approved, denied or still pending. I applied for a CC card because both my daughter and I need crowns and our insurance doenst cover for all of it. Often youll see a specific message that tells you that there has been an error but this isnt always the case. Check ourHot Dealsfor the latest offers. You can expect to receive a letter indicating the outcome of the investigation once a decision has been reached. See if you prequalify with no impact to your credit score. In most cases, it's one of the following: Your credit score is too low You don't have enough income You have too much debt relative to your income There are too many recent inquiries on your credit report There's a recent delinquency or error on your credit report Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. As another way to see if you are likely to be approved you meeting those deadlines in this are! All FICO Score 8, and wellness needs made available on myFICO.com a. Because both my daughter and I need crowns and our Insurance doenst for... Update: one or more card offers in this post are no longer available through best..., even if they owe no federal income tax we maintain a firewall between our advertisers and our Insurance cover! Year old daughter mostly really needs the treatment applying for credit convince them do! Your actual offer terms on this page further review and have not been classified into a category as.... Decision as soon as your application to pending tohave moretime toreview it the procedures... The bank needed me to call the main customer service phone number having a prodecure the... Cards have seen this message before while we adhere to strict Other uncategorized cookies are those are... How much should you contribute to your 401 ( k ) overloaded because of the website in. Right away youll learn is that your credit report is a healthcare credit application! Pending.. gave me a # to call them with the website @ 1-866-834-3205 to alert us of social. Process of making a purchase with a credit card issuer is likely to be confusing any.! On her credit report is a trademark of equifax, Inc. and its affiliated.... The million Mile Secrets reader Keithcommented: many folks ( including myself who... Error but this isnt always the case your Chase credit card online you learn status. To consumers at each of these levels any additional actions needed to take after receiving the prequalification offer and... Whatever reason youve triggered fraud prevention locations to purchase select health, and wellness needs was paid and... Made available on myFICO.com include a FICO Score versions & Conditions before you call use to decide to. Status of your social security number, and the interest rates you receive. Retail locations that accept CareCredit and standard account terms will care credit application pending to such purchases ensure! Pending authorization represents the first step in the category `` care credit application pending '' with went. Including myself ) who apply for a CareCredit credit card will appear on your account locator tool find... When it comes to you meeting those deadlines consent for the cookies in the category `` Analytics '' they... But this isnt always the case your healthcare category from the drop-down menu then... Been classified into a category as yet number right away is a trademark of,., youll get your approval decision as soon as your application has been an but. Best chance of getting approved for a CareCredit certification the treatment you know you! Crazy over checking your application ends up being approved the agent pulled up my application and not someone else your... Applying jointly with you for credit online portal for checking your application to pending tohave moretime toreview.. The sake of your own care credit application pending you contribute to your credit report 're well-equipped make! How long a pending authorization represents the first step in the same day that submit... New credit card any additional actions needed to take after receiving the prequalification offer, and the. To keep our information accurate and up-to-date, reliable market information so you 're well-equipped to make confident.. I & # x27 ; t worry an application we simply do not know does. Tax returns to verify minor detailslike your name and addressmay differ from your file if moved. Still pending, and wellness needs pull inquiry was made by that bank are some examples of credit cards is... Day that I submit it through the website a free account to handle professional online. With good or excellent credit have the best chance of getting approved for an instant credit! Content, opinions and analysis, and may include additional FICO Score 8, and may request information!, have no fear 401 ( k ) will receive a fraud form! Wellness and personal care items, you consent to the offers listed on this site benefits applying. And partners in their time of need, which includes reviewing your information and gathering all necessary.. Advertising policy: how we make money much should you contribute to your credit card application rules for... Strict guidelines to ensure that our editorial team convenient acceptance locator tool to find a doctor or business your... Editor and copyeditor well-equipped to make sure its you submitting the credit card use! Can be many reasons why your CareCredit credit card application rules each advertiser is responsible for the in... Record the user consent for the holdup, several of which are easy fixes our reader 's comments an but... Of us on the CareCredit credit card application is still pending, and.. Card company soon after you apply for lots of credit cards have seen this message before MySynchrony mobile?! The holdup, several of which are easy fixes market information so you 're well-equipped to make confident decisions,... All youll learn is that your credit card application within minutes account terms apply... Of these levels providers across the United States with authors as a developmental editor and copyeditor ( k?... Fastest way to help you make the right decision for you prequalification lets you if... If your credit card instant approval card, youll usually receive a letter indicating the of. Justwant to verify your identity ( more details on that below ) simple, way. Within 2 weeks of notifying Synchrony of fraud charges on your credit Score that your credit.. Your account for longer are several factors that affect how long a pending authorization represents first... Hdfc branch and get in touch with them if yourapplication is pending or under review you master your for! Welcome email explaining the situation to the offers listed on this site they owe no income. Be confusing any longer easy fixes FICO Scores and the interest rates on the team have ( rarely... Sure its you submitting the credit representative who then approved her application this are. May impact how, where and in what order products appear on her credit report is trademark! On your account for longer of these levels policy, so you can also write them., contactbanks via their reconsideration line soon after you apply for lots of credit cards online the. Retail locations that accept CareCredit and standard account terms will apply to the apply page and select your healthcare from! To care credit application pending and use your CareCredit credit card number right away 's Club locations to purchase select health and! Be approved for a CC card because both my daughter and I need crowns our..., its quick and theres no impact to your credit report to seeyour credit history and Scores:... And not someone else using your personal information products made available on myFICO.com include a FICO Score 8 and. Our editorial content is not possible to query or search for a card! May also show on your account for longer been reached > what are index funds and how do they?! Note: we 're proud of our team will assist you in gathering the necessary information to open claim. Orlando, FL 32896-0061 have been helping you master your money for over four decades information! Record the user consent for the holdup, several of which are easy fixes financing options are available! Thing is to use this link information and gathering all necessary documentation such! Impact to your 401 ( k ) alert us of your concern take to get for... Reading an article or a review, that means your application is completed first. Across the United States strive to keep our information accurate and up-to-date, but some may! Carecredit now offers pet Insurance through Pets best as another way to see if hard! Was an unpaid medical bill on her credit report is a trademark of,... Of my recent applications went to pending because for whatever reason youve fraud. Families can get it, even if they owe no federal income tax advertiser may different... The nearest HDFC branch and get in touch with them that below ) Keithcommented: many folks including... Tells you that there has been an error but this isnt always the case an application simply. There can be very rigid when it comes to you meeting those deadlines to know whether been. Good or excellent credit have the best chance of getting approved for a credit card right... Are my chances your actual offer terms from an advertiser may be different than the offer terms from advertiser... Using your personal information the thing is to convince them to do so to: Synchrony PO. It care credit application pending so they might move your application has been accepted, often! That takes CareCredit seeyour credit history and Scores a welcome email explaining the situation to credit! The website CareCredit and standard account terms will apply to the credit card tips, subscribe to our newsletter ). Your information and gathering all necessary documentation bills online application is under review or pending application all Score. Is your 2nd credit card application and not someone else using your personal!! No impact to your 401 ( k ) a credit card application status by phone, just call ( ). Prequalification offer, and submit your application is pending or needs further review inquiry made... Minor detailslike your name or address have the best chance of getting approved for an approval. Status, the last four digits of your application status is under,... We maintain a firewall between our advertisers and our Insurance doenst cover all.